We've Got You Covered with tailored car insurance for previous drink driving convictions.
Getting car insurance after a drink driving conviction can be challenging. Many insurers view these drivers as a higher risk because of their past actions, leading to higher premiums and limited cover options. We specialise in providing tailored insurance solutions for drivers with drink driving convictions, ensuring you get the protection you need without overpaying.
Read Our FAQs
Expertise in Drink Driver Insurance: We specialise in finding affordable insurance for drivers with a wide range of motoring convictions.
Competitive Rates: We offer affordable premiums to your experience without compromising coverage. Therefore, you get the best value for your money.
Non-Judgmental Approach: We understand that mistakes happen. Our focus is on helping you move forward and not dwell on the past, ensuring you feel understood and respected.
Flexible Payment Options: We offer a variety of payment plans, including instalment payments, to fit your budget and schedule.
Taking a drink driving course can be a positive step in improving your driving behaviour and potentially reducing your insurance premiums due to our relationships with key insurance partners who are specialists in these risks and trust us. You enjoy preferential rates because of the course you have taken.
Completing these courses can help you demonstrate your commitment to safer driving and may positively impact your insurance terms.
IAM Roadsmart: Is a charity known for advanced driver training and safety programs.
Moorgate: Offers comprehensive training focusing on the impacts of drink driving.
ACE Driver Safety: Provides targeted training to address drink driving behaviour.
Drink Drive North: Specialises in educational workshops and practical training.
LTP Driver Training: Offers programs aimed at reducing reoffending through education.
Understanding the various drink driving conviction codes can help you better navigate your insurance options. Each code represents an offence related to alcohol consumption and driving.
This code is issued when a driver is caught driving or attempting to drive with an alcohol concentration exceeding the legal limit.
This code applies when a driver is deemed unfit to drive due to alcohol consumption, regardless of whether the legal limit is exceeded.
They are issued when a driver refuses to provide a breath, blood, or urine sample for alcohol testing after being stopped by the police.
This code applies if a driver is found in control of a vehicle while their alcohol level is above the legal limit, even if they are not driving.
It’s important to know that you can still be charged with a DR40 conviction even if you’re sitting or sleeping in your car after drinking. If the police believe you intended to drive or could have driven while over the limit, you can be prosecuted. This means you can’t “sleep it off” in your car after drinking — even if the engine is off and you don’t have the keys in the ignition.
Given when a driver is in control of a vehicle and is deemed unfit to drive due to alcohol consumption, regardless of whether they exceed the legal limit.
This code is issued when a driver fails to provide a specimen for alcohol testing when they are not driving or attempting to drive.
They are issued when a driver fails to provide a breath sample for alcohol testing at the roadside or police station.
Because our insurance is highly specialised and specifically tailored to drivers in challenging circumstances, sometimes our best quote is only available over the phone.
Call today or complete the Get a Quote form, and one of our friendly agents will contact you.
Please fill the form below and we will get in touch with you to as soon as possible.
Got You Covered offers a wide range of optional covers to add to your policy. For more information, please check our policy documents.
This Motor Legal Expenses insurance policy provides cover to the policyholder, any other person entitled to drive/ride the named car and any other person who is a passenger in or on the car for legal costs, adverse costs and disbursements incurred in bringing a legal action against a third party for an insured event involving the car noted on the policy schedule.
This covers the excess you are responsible for after settling any loss, destruction, or damage to your car. This applies under your car insurance policy. It includes claims resulting from accidental damage, fire, theft, or vandalism.
This insurance policy covers a hire car when your car is undrivable or under repair. Coverage applies if you are at fault for a single road traffic collision or if fire, malicious actions, theft, or attempted theft damage your car.
This car breakdown insurance provides roadside assistance and recovery services in the United Kingdom and continental Europe.
If an insured person is injured in an accident within the UK and EU, we will provide payment for an accident resulting in loss of life, suffer loss of sight, loss of hearing or speech or loss of limbs, permanent total disablement, fractured bones and third-degree burns, overnight stay in a hospital during the period of insurance, emergency dental expenses, damage to personal effects and stress counselling.
This policy provides insurance coverage for lost and stolen keys, keys broken in a lock, and locksmith costs to enter your home, car, or property (as defined in the policy terms and conditions) if you lock your keys inside.
If you lock your keys inside, this policy provides insurance coverage for locksmith costs to enter your home, car, or property. It also covers lost or stolen keys and keys broken in a lock.
This policy covers accidental damage to alloy wheels, minor body scratches, and dents. It includes repairs for paint chips, dents, and scratches within specified limits. Appointed representatives carry out repairs to restore your car's appearance.
Our specialised car insurance policies cover a lot, but some things aren't covered. Please check our policy documents to see a complete list.
We don't cover normal wear and tear or mechanical problems, our policies are for unexpected issues.
Damage caused on purpose is not covered. We protect against accidents, not deliberate actions.
We don't cover accidents or damage from driving under the influence of alcohol or drugs.
Our standard car insurance policies don't cover vehicles used for business use unless this is included in your policy.
Comprehensive car insurance is the highest level of car insurance coverage available. It protects the policyholder and third parties in the event of an accident or other incidents involving the insured car.
Third-Party Fire and Theft car insurance in the UK covers third-party liabilities (damage and injury to others), plus protection against fire damage and theft of the policyholder's vehicle, but not accidental damage to their car.
Third-party only car insurance in the UK covers damage to others' property and injury to others caused by the policyholder. It does not cover damage to the policyholder's car, theft, or fire damage.
Fill out our quote form or give us a call to start the process, being careful to provide accurate information.
Our experts will discuss your needs and find the best coverage. Paying attention to key exclusions and benefits.
Return any documents we require in the post or via email. Our team are always happy to assist with this.
Receive your customised quote and get peace of mind.
We understand the complexities of car insurance and how daunting it can be, especially if you require a specialised policy. While our online quote form is a great starting point, speaking with one of our expert car insurance brokers can make all the difference in finding the perfect policy for you. Here's why:
Personalised Expertise: Our insurance brokers have extensive experience handling unique insurance requirements. By discussing your requirements over the phone, they can tailor a policy that fits your needs perfectly - something an online quote form might miss.
Making things clear: Insurance policies can contain jargon and complex terms. Speaking with our team gives you the opportunity to ask questions and ensures you understand all aspects of your coverage, including any exclusions or conditions that might apply.
Immediate Assistance: Our insurance brokers are just a phone call away if you need immediate help. A call ensures you get real-time support and guidance, making the process smoother and faster.
Flexible Payment Options: We offer a variety of payment plans, including instalment payments, to fit your budget and schedule.
Entering the incorrect information could be as simple as forgetting to include a minor accident, misrepresenting the car's usage, or not including unlisted modifications or accessories.
Talking to one of our staff lowers the risk of incorrect information on your policy. This ensures your policy will provide you with cover should you need to make a claim.
Yes! We specialise in finding insurance for drivers with drink-driving convictions, helping you get the cover you need at a fair price.
Most insurers consider a drink-driving conviction for five years, but we work with providers who offer fairer rates for rehabilitated drivers.
Yes, as long as you drive safely and avoid further convictions and claims, your risk profile improves, which can lead to lower premiums.
Yes, failing to disclose a drink-driving conviction can void your policy. We ensure you find the right cover without unnecessary penalties.
If you made a claim related to your conviction, you may lose some or all of your NCB. However, we can help find policies that offer competitive rates despite a reduced NCB.
No, many insurers may refuse cover or charge high premiums. We work with specialist insurers who understand your situation and offer fairer policies.
Yes, while it may be more challenging, we can help find cover tailored to your needs, even if you have multiple convictions.
Yes, high-performance or expensive cars often cost more to insure. Choosing a standard car may reduce your premium.
Completing a drink-driving rehabilitation course may help lower your premium, as it shows insurers you're taking steps to improve your driving behaviour. While not all insurers offer discounts, some may consider it when calculating your risk. At Got You Covered, we work directly with select rehabilitation course providers to help find you the best possible rates.
